Buying a new vehicle: the serious business of finance and insurance
You've done your shopping around, you’ve taken a few cars for test drives, and you’ve made your decision: you have chosen your dream car! You’re picturing yourself cruising the freeways, smile on your face as you whizz along to magical destinations….
And then… back to reality. Before you can have all that fun in your new car, it’s time to deal with the admin, which at this stage, is all about shopping around for finance and insurance – a daunting task if you’re not sure where to start and who to speak to.
When buying a new car, make sure you speak to the in-house finance and insurance specialist at the dealership – they are qualified experts, so there is no need to make an extra trip to your bank. The finance and insurance consultant will be able to advise you on purchasing a vehicle, as well as protecting and maintaining it.
The consultant will first complete a customised needs analysis with you before presenting finance and insurance solutions that meet your needs, and respond to your budget. To protect the consumer, this process is strictly aligned with legislative requirements outlined in the FAIS and FICA regulations.
What can you do to make this whole process easier? Besides being mentally prepared to discuss a range of detailed questions when you meet with your finance and insurance advisor, take your bar-coded identity document, proof of your income, proof of address that is less than three months old, bank statements from the last three months, and your valid South African driver’s licence. This will enable the Finance & Insurance Consultant to bring you one step closer to your dream car.
To access the services of a Finance & Insurance Consultant contact the Imperial Auto Concierge Service on 011 875 5852 or complete this contact form.